CATCO Tools

Stock/Crypto Average-Down Calculator

Combine existing lots and a proposed purchase to see the new weighted average price.

Browser calculation
PURCHASE LOTS
PRICEUNITSOR CASH

UNITS TAKE PRIORITY. LEAVE UNITS EMPTY TO USE A CASH AMOUNT.

COST BASIS OUTPUT
WEIGHTED AVERAGE PRICE$93.332 OF 2 LOTS INCLUDED
TOTAL UNITS15
TOTAL INVESTED$1,400.00

Stock/Crypto Average-Down Calculator calculation coverage

  1. 01

    Multiple purchase lots

  2. 02

    Cash or unit input

  3. 03

    New cost-basis output

A lower average price does not reduce the market risk of adding capital to a losing position.

Overview

About this tool

An average-down calculator combines an existing position with a proposed new purchase to show the resulting weighted average price. It also reveals the additional capital and total exposure required to lower the cost basis.

Method

How it works

New average price equals existing cost plus new purchase cost, divided by total existing and added units. The calculation weights each price by the units purchased.

Inputs and outputs used by the Stock/Crypto Average-Down Calculator
ParameterHow it is used
Existing unitsCurrent position quantity.
Existing averageCurrent weighted cost per unit.
New purchase priceExpected price of the added lot.
Cash or units addedDefines the size of the proposed purchase.
Worked example

A lower average with more capital at risk

An existing 10 units at $100 and a proposed purchase of 10 more at $80. Fees are excluded.

Total cost = 10 × $100 + 10 × $80 = $1,800. Total units = 20. Average = $1,800 ÷ 20 = $90.

The average falls from $100 to $90, while invested capital rises from $1,000 to $1,800.

At an $80 market price, the combined holding is worth $1,600 and still has a $200 unrealized loss.

How to use this tool

  1. Enter current units and their average cost.
  2. Add the proposed purchase price and either cash amount or units.
  3. Review the new average, total exposure and added concentration before deciding.
Common questions

Frequently asked questions

Does averaging down reduce my loss?

It lowers the average entry but increases capital exposed. The position can still lose more money if price continues to fall.

Why is a simple average of prices wrong?

A simple average ignores purchase size. Weighted cost basis gives larger lots proportionally more influence.

Can I enter cash instead of units?

Yes. The calculator can convert a proposed cash amount into units at the new purchase price before combining the lots.