CATCO Tools

Options Strategy Payoff Visualizer

Visualize expiration payoff for long or short calls and puts with breakeven and limits.

Browser calculation
CONTRACT INPUT
EXPIRATION PAYOFF CURVE
PNL AT SETTLEMENT-$400.00
BREAKEVEN$109.00
MAX PROFITUNLIMITED
MAX LOSS$400.00

Options Strategy Payoff Visualizer calculation coverage

  1. 01

    Call and put modes

  2. 02

    Long and short payoff

  3. 03

    Responsive payoff curve

Expiration-only model. Greeks, volatility, assignment, commissions and early exercise are excluded.

Overview

About this tool

This options profit calculator models one long or short call or put at expiration. It combines strike, premium, contract count and multiplier to show payoff, breakeven and maximum profit or loss. It does not price options before expiry or build multi-leg strategies.

Method

How it works

Call intrinsic value is max(price − strike, 0); put intrinsic value is max(strike − price, 0). Premium is added or subtracted by long or short direction and scaled by contracts.

Inputs and outputs used by the Options Strategy Payoff Visualizer
ParameterHow it is used
Option typeSelects call or put intrinsic value.
Position sideSelects long or short payoff.
Strike and premiumDefines exercise level and upfront option price.
ContractsScales the expiration payoff.
Worked example

One long call at expiration

One call with a $100 strike, $5 premium per share and 100-share multiplier; the underlying finishes at $112.

Intrinsic value = $112 − $100 = $12. Net payoff = ($12 − $5) × 100 = $700.

$700 expiration profit, a $105 breakeven and a $500 maximum premium loss before costs.

Before expiration, the option price also depends on time and volatility. This tool is not an option-pricing model.

How to use this tool

  1. Choose call or put and long or short direction.
  2. Enter strike, premium, contracts and contract multiplier.
  3. Inspect breakeven, risk limits and the payoff curve across underlying prices.
Common questions

Frequently asked questions

What is an options breakeven price?

At expiration, it is the underlying price where intrinsic value offsets the premium and modeled payoff equals zero before additional costs.

Why can a short option show unlimited loss?

An uncovered short call can lose as the underlying rises without a fixed ceiling. Other strategies can also carry substantial assignment risk.

Does the chart show time decay?

No. It shows payoff at expiration. Before expiration, time value and implied volatility can materially change the option price.

Further reading